Be Aware!

Catastrophes are a routine occurrence to emergency certified Public Insurance Claim Adjusters who can represent YOU the policyholder when damage arises from fire, smoke, water, wind, power outages, collapse, falling trees, a car plowing through a wall, vandalism, theft, and more. URGENT: If you don’t have the right insurance coverages your insurance company does NOT […]

Photo of kitchen cabinets with fire and smoke damage

Smoke Damage

Burning fires create smoke which contain carbon dioxide and toxins created from burning various plastics and other substances. These toxins can seep into the structure of the walls. They can also settle in your air ducts. Even a fire at a neighbor’s house can bring toxins into your home. Another danger from fire and smoke […]

Water Damage VS Flood Damage

Maybe a recent rainstorm left a few inches of water in your basement, or perhaps a pipe burst in your home. Either way your home has incurred some serious damage, and you’re waiting anxiously for updates on your water damage insurance claim. You finally hear from them after days in a hotel, and they inform […]

Three Tips for First Time Inventory Damage Claims

Your home has been damaged and now you’re literally picking up the pieces after a disaster. Don’t panic. The easiest way to make the process as efficient as possible is to make a simple inventory and damages list for your claims adjuster. If you’ve never had to deal with inventory damage, your insurance claim can […]

photograph of damaged apartment building

The Special Insurance Needs Of Multi-Family Complex Owners

Owning and renting out different properties can be a great financial investment. After spending some years as the successful owner of a few rental properties, you may be considering branching out into renting out something bigger. An apartment building or condo can be a property owner’s dream. You can have a building full of happy […]

photograph of building with extensive damage after a storm

What You Need To Know About Hurricane and Windstorm Insurance

As the seasons change and temperatures get warmer, people aren’t just expecting to see nice weather. The spring, summer, and early fall months are peak storm season for many people in the country, and for some strong thunderstorms are only the beginning of their weather worries. Many homeowners assume that their home and items are […]

photo pf papers with charred edges

Fire and Smoke Damage

When fires occur they spread very rapidly. The first thing you should do is call 911 for help. It’s a good idea to keep your valuables like credit cards, cash, and health insurance information in one place so that if you have to get out fast you will know where these vital items are without […]

photo of houses on shore being cover by water

Proper Debris Management – Key to Disaster and FEMA Assistance

Natural disasters are a part of life, and unfortunately they’re becoming increasingly common. Wildfires, hurricanes, mudslides, earthquakes, and other disasters can happen throughout the year, and people need to be prepared. You may have gone over your evacuation plan with your family dozens of times, and may even have several backup plans in place in […]

black and white illustration of pots on fire on stovetop

What You Need To Know About Cooking Safety

If you’re a South Jersey resident that loves to cook, you probably know a few things about safety in the kitchen. You know that the internal temperature of chicken needs to be at least 165 degrees before you can serve it. You have separate cutting boards for meat and vegetables, and you wouldn’t dream of […]

photo of construction equipment and a damaged house frame

Why You’ll Want Construction Insurance During Your Next Project

It doesn’t matter if you’re doing renovations in small residential homes or building large skyscrapers, construction takes a lot of time and preparation. When you spend most of your time securing building materials, finding qualified workers, and talking with your clients insurance is most likely the last thing on your mind. You may personally have […]